Shenyang college student entrepreneurship microfinance ceiling of 100,000

Shenyang will increase its financial support for self-employed entrepreneurs. Among them, for college students and science and technology personnel to achieve self-employment in the high-tech field, the amount of small-sum secured loans is 100,000 yuan per person. This is what the reporter learned from the Municipal Human Resources and Social Security Bureau.

A small loan micro-profit project is registered by the financial full-value interest target registered unemployed persons, disabled persons, military retired personnel, military family members, college graduates, and migrant workers returning to the township entrepreneurs policy to engage in self-financing self-raised funds, loan quota Generally, it does not exceed 50,000 yuan; for partnerships and organizations to work for employment, small-sum secured loans can be granted according to the standard of no more than 50,000 yuan per person and no more than 500,000 yuan. If the loan period is longer than 2 years and the extension is due to be extended, it can be extended for 2 years. The micro-profit project micro-guaranteed loans are fully discounted by the financial sector.

In the same year, the target employs a labor-intensive small-enterprise policy that meets the requirements for the application of small-sum secured loans to reach 30% of the total number of employees in the enterprise (15% of enterprises with more than 100 employees) and has signed labor contracts with more than one year. According to the actual number of people employed, the loan amount should be reasonably determined. The higher the loan amount is no more than 2 million yuan, the loan term is no more than 2 years, and the financial department gives a discount interest rate of 50% of the loan benchmark interest rate (no interest subsidy during the exhibition period).

Various financial institutions, investment institutions, and intermediary agencies are encouraged to conduct financing services for SMEs.

The financial institution's policy of carrying out small-sum secured loans for laid-off workers is rewarded according to the relevant regulations of the municipal government.

B entrepreneurial subsidy for the first time self-employment for one-time 4,000 yuan registered unemployed persons receiving unemployment insurance, military retired personnel, zero-employment family members, low-income households and low-income family members, college graduates (including during the employment period) Graduates), returning entrepreneurs.

For the first time, the policy is self-employed (referring to the first business license). If the tax is operated for more than one year, it can be given a one-time start-up subsidy of 4,000 yuan; for self-employed persons with self-employment (self-employed) and in line with the flexible employment social insurance subsidy policy The social insurance subsidy shall not be given for more than 3 years; the unemployment insurance premium shall be paid in a lump sum to the employees with employment difficulties who realize self-employment and apply for business license during the period of receiving unemployment insurance benefits.

The entrepreneurial project recommended by the target entrepreneurship project recommendation institution is recommended by the entrepreneur and adopted by the entrepreneur. The financial department shall give the recommendation institution a one-off one-time fee of one unemployed person, zero-employed family member, and disabled person. Entrepreneurship recommended subsidies.

The subject entrepreneurship training is qualified, the certificate of completion is obtained, the successful entrepreneurship is recognized as the leader of the entrepreneurial policy, and the relevant social insurance subsidy is given according to regulations. The entrepreneurial leader enterprises recognized by the provinces and municipalities shall recruit unemployed persons and provide social insurance subsidies.

The rent does not need to carry out entrepreneurial activities on the leased business premises, and absorb the urban registered unemployed people in the city, the fresh graduates of ordinary colleges (including graduates during the employment period), the low-income households and the disabled family members. The subsidy for the rent of the entrepreneurial venue, the monthly subsidy amount for the rent is determined according to the standard of 100 yuan for each person in the current year, and the annual rent subsidy is no more than 3,000 yuan.

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